10:00 AM To 5:00 PM
1204 Hylan Blvd, Staten Island, NY 10305

How To Switch Your Jeep Car Lease To Financing & Profit Big

There are financing deal offers for Certified Pre-Owned (CPO), new, and used Jeep models. The best Jeep financing deals require buyers to be well qualified.

Interestingly, you can still secure a loan for your future Jeep car lease with little to no credit. If you’re looking to profit big by switching your Jeep car lease to financing, keep reading!

How Jeep Financing Works

Jeep manufacturer financing is available on Chrysler Capital, because Fiat Chrysler Automobiles (FCA) owns the brand. Originally, Chrysler Capital was the in-house financing arm of the manufacturer. But, it is now part of Santander Consumer USA, a large U.S. auto lender that specializes in subprime car loans.

There’s no particular minimum required credit score to apply for a Jeep auto loan, though the average credit score of a Jeep buyer in 2020 was 673. If you’re not sure of your redit score, it’ll be best to confirm.

Jeep: Buying vs. Leasing

Jeep financing rates can start at 0% APR while loan terms range from 12 to 72 months. You can apply for a preapproval. But, ensure you get at least one other offer from a lender you trust.

You don’t have to worry multiple applications rejecting your credit score. The 3 main U.S. credit bureaus allow a 14-day window of time for consumers to rate shops. As such, it won’t hurt when you use your credit score to apply to several lenders, instead of just one. However, all of these applications must be done within two weeks.

Unlike buying, you can drive a new Jeep without a huge payment when you lease. Even though there are a few disadvantages, the best part of leasing is the low monthly payment. For example, with a 3-year (36-month) lease, you’ll pay for about half the vehicle’s value even though you use less than half the vehicle’s life span.

Jeep Financing Deals

Here are a couple of things you need to know about Jeep financing:

  • Cash Allowances

You don’t have to meet a particular credit criterion to qualify for this type of incentive, which can be worth a few dollars. This allowance includes regional bonus and national retail consumer cash.

  • 0% or low APR

If you qualify, you may score an exceedingly low APR Jeep financing deal.

  • DriveAbility

Customers who have permanent disabilities can get over $1,000 cash reimbursement for the purchase and installation of adaptive vehicle equipment for new vehicles.

  • Chrysler Capital Bonus Cash

You must qualify for the Chrysler Capital financing to receive this type of rebate. It can in used with a low APR incentive and is usually worth over $1,000.

  • First Responders Incentives

First Responders, EMTs, firefighters, and law enforcement agencies are eligible for $500 bonus cash.

  • Military Bonus Cash

Active and retired veterans within 12 months of their discharge date are eligible for $500 Military Bonus Cash.


Jeep dealers allow third-party financing. So, you can get an auto loan directly from your bank or a credit union when signing up for the Jeep Financing Buyout.

It is highly recommended that you apply to more than one lender. Also, always walk into the dealership with a pre-approved auto loan so you can have better negotiating power for a higher profit.

You can also reach out to us for more information and car buying tips. To get started, visit us today at 32 US-46, Lodi, NJ 07644, (201) 749-4339, https://vipautonj.com/

Related posts